How to Best Budget Your Time When It’s Regular

When you hear comments about “budgeting,” what comes to mind?1 For many folks, finances do.

But aside from that specific context, “budgeting” is all about the principle of deliberate planning. So you can budget finances. But you can budget other resources too, including time.

And thinking about your time as something you budget can help ensure you “spend” it on the work and relationships that matter most.2 That’s true whether your schedule pretty regular, quite irregular, or some combination of the two.

Regularity in Time

There are only 24 hours in a day or 168 hours in a week, however you use them. So, in larger contexts, everyone’s schedule is entirely regular.

But within smaller units of time, your schedule might be quite regular too. For example, week-to-week, you might have a nearly identical number of hours when you’re working or not. And when you have those hours fall might be pretty regular too.

Budgeting Regular Time

When this is the case, you can decide how to “spend” these regular hours in your time budget. When you craft this budget, you want to ensure you prioritize what’s important, not just what’s urgent.3

But because you pretty well know what time you’ll have when, it’s not so important when you tackle a given priority. In terms of the financial analogy, having a regular schedule is very similar to a salaried or steady hourly job.

The total time you spend in your time budget shouldn’t exceed what you have available. If you do, for instance, you might over budget time at work so that it “overdraws” time with your family.

But within the “work” hours in your time budget, you have significant freedom in how you structure that time to meet your commitments.

You can budget your regular time any number of ways. The basic principle is to plan deliberately for how you spend the hours you regularly have for your commitments.

To do so, you might find time blocking especially helpful. You can time block on a paper calendar, with Google Calendar and Todoist, or any number of other methods.

Wherever you time block, the practice easily shows the time you’ve budgeted for a given commitment. And by doing so, time blocking can show where you’re “over spent” because in your mind you’d allocated the same time in competing ways.


However you budget your regular time, the principle remains the same that you need to deliberately plan how you’ll use your time. That plan needs to have room for you to invest in your most important commitments.

Time blocking is a great way of planning because it immediately shows when you’ve “spent” time, how much of it you’ve allocated, and the priority that you’ve given yourself for that time. And having that immediate, visual feedback can prove invaluable in your efforts to focus your time on the people and projects that matter most.

  1. Header image provided by NeONBRAND

  2. As a basis for these categories, I’m drawing on thinking like that described in “How to Make a Zero-Based Budget,” Dave Ramsey, n.d. 

  3. On the relationship of urgency and importance, see especially Stephen R. Covey, The 7 Habits of Highly Effective People: Powerful Lessons in Personal Change, 25th anniversary ed. (New York: Simon & Schuster, 2013), 154–92. 

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