You Need to Budget Your Time to Get the Most Out of It

Budgeting your time helps you get the most out of it in two ways.1

1. You can do more things.

First, just like budgeted money, time tends to go farther when you have a plan for it. So, budgeting your time will help you get more things done with the time you have.

Getting more things done is a good thing. But that’s actually a less important way of getting the most out of your time.

2. You can do more important things.

Second—and more important—having a time budget will give you an important tool for getting the most out of your time qualitatively. That is, it will help you focus on doing better things than you might otherwise.

Often, restriction or not doing or not being able to do something comes to mind pretty readily when thinking about budgeting. But a budget isn’t simply a negative plan.

Instead, whether it’s a financial budget or a time budget, a budget presents only what’s included in it. And what’s included is there because you’ve chosen to prioritize it. You’ve determined that what’s in the budget is more important than what isn’t.

If you decide something else not currently in your time budget needs to take priority, that’s great. You can always change your time budget as you need to.

But by adding a commitment, you also need to subtract somewhere else to keep your time budget in balance.

And when you do that, you have a mechanism for making yourself feel the cost of that new commitment.

If it is a higher priority than something else currently in the budget, press ahead with the change. But if not, do you really want to spend your time, your most finite resource, on something less important?

You’d probably never choose that intentionally. But having a time budget can help keep you from regretting effectively having made exactly that choice unintentionally or by default.2


Building a time budget helps you wrestle through intentional decisions about the trade offs that different commitments require.3

Once you have that budget, its hard-won “balance” is an incredibly useful tool for reminding you of the costs that different current and possible future commitments entail.

It’s a mechanism for helping you actually prioritize what you find important, even amid constant pulls to do otherwise.

  1. I’m here using the metaphor of financial budgeting as described, for example, in Financial Peace University; “10 Budgeting Myths You May Be Falling For,” Dave Ramsey, n.d.; “What Is a Budget?,” Dave Ramsey, n.d.; “A Zero-Based Budget: What and Why,” Dave Ramsey, n.d. 
  2. See also Greg McKeown, Essentialism: The Disciplined Pursuit of Less (New York: Crown Business, 2014), 33–40. 
  3. For further, helpful discussion of trade offs, see McKeown, Essentialism, 49–62. 

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You Need to Budget Your Time to Manage Your Commitments

If you think in terms of financial expenditures, you have vastly more opportunities to spend money than you have funds available to you.1

If you’re Bill Gates or Warren Buffett, the size of your financial net might be wider. But it’s still quite limited by comparison with the world’s total opportunities for expenditures. Even if you use debt, there’s a ceiling to how much you can use.

1. Your time is limited.

The same is true with your time—only more so. Everyone gets only 168 hours a week to spend.

You might incur “sleep debt” to try to stretch the number of hours you have. But that’s a losing proposition.2 And it still doesn’t allow you to spend more than your 168 hours from a given week.

Time is a zero-sum game. When you spend it on one thing, you can’t spend that same time on anything else.

So, any commitment you make—whether it’s to a person, a project, an event, or whatever—represents a claim on your 168 weekly hours.

2. Your possible commitments are unlimited.

But there’s nothing out there in the aether stopping you from committing to more than you can do in the hours you have. So you can very easily make more commitments than you have the time to fulfill.

The only trouble is … that’s not honest to yourself or to the other people involved. Any excess commitment you make is, by definition, going to get shortchanged in some amount or left entirely unfulfilled.

And shirking commitments you’ve made isn’t a good practice—for you or anyone else.


But that doesn’t have to be your story. You can start “right-sizing” your commitments to your time.

You just need to work through them both intentionally to decide what does and doesn’t make the cut.

That will be an iterative rather than a once-for-all process. But you don’t have to wait to begin. And the sooner you start, the sooner you’ll be able to better fulfill the commitments you have.

  1. I’m here using the metaphor of financial budgeting as described, for example, in Financial Peace University; “10 Budgeting Myths You May Be Falling For,” Dave Ramsey, n.d.; “What Is a Budget?,” Dave Ramsey, n.d.; “A Zero-Based Budget: What and Why,” Dave Ramsey, n.d. 
  2. Greg McKeown, Essentialism: The Disciplined Pursuit of Less (New York: Crown Business, 2014), 91–102. 

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Why You Need to Budget Your Time

Budgeting time requires different strategies for different contexts and schedules.

Your schedule might be regular, irregular, or some of both. But whatever it looks like, there’s a corresponding strategy you can use to budget your time.

Still, saying all of that leaves out one very important question: Do you really need to budget your time in the first place?

Reasons You Need to Budget Your Time

I’d like to suggest that the answer to this question is a firm “Yes” for at least four reasons.1

In particular, you need to budget your time in order to

  1. Manage your commitments because your time is limited, but your possible commitments are unlimited.
  2. Get the most out of it not only by doing more things but also—and more importantly—by doing more important things.
  3. Avoid schedule crises. Schedules don’t always go to plan. And if you haven’t balanced your scheduling budget in advance, you’ll find yourself in larger crises more often when the unexpected arrives.
  4. Avoid guilt and shame. You will spend your time. How you spend it reflects what you chose or endorsed as a priority. If you spend your time intentionally, you will disappoint someone at some point. But you don’t have to feel guilt or shame about that if you know you’ve done your best to choose what’s most important.


In short, you can spend your time intentionally. Or it will get spent for you.

Intentionality is critical to knowing what you should do with the time you have. And creating a time budget can help you ensure you’re making the choices about your time that you really feel are the best.

  1. I’m here using the metaphor of financial budgeting as described, for example, in Financial Peace University; “10 Budgeting Myths You May Be Falling For,” Dave Ramsey, n.d.; “What Is a Budget?,” Dave Ramsey, n.d.; “A Zero-Based Budget: What and Why,” Dave Ramsey, n.d. 

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Research on (Re)writing Prophets in the Corinthian Correspondence

“Rewritten Bible” is a fascinating phenomenon in Second Temple literature. Prime examples are often found in texts like Pseudo-Philo’s Biblical Antiquities, Josephus’s Jewish Antiquities, the Genesis Apocryphon, and others.

Discussions of “rewritten Bible” often focus on generic characteristics. The aim is to define what common thread(s) hold together this kind of literature.

The Hermeneutics of Rewriting

Such research is good and profitable. But it certainly isn’t the only dimension of this literature that’s worth exploring.

It’s also quite valuable to contemplate the hermeneutical process that produced a given “rewriting” of a biblical text.

When this process is brought to the fore, there’s also a readier basis for comparing these texts and their hermeneutics with Paul’s letters and his interpretive work in them.

Rewriting Boasting

For example, in both 1 Cor 1:31 and 2 Cor 10:17 Paul quotes the same maxim: “let the one who boasts boast in the Lord.”1

In 1 Cor 1:31, the quotation is direct and completes Paul’s claim that his argument is “just as it is written.” In 2 Cor 10:17, the quotation is indirect, but the wording is identical to 1 Cor 1:31.2

Wording like this occurs in Jer 9:23 (MT, OG; ET: v. 24). It also occurs in 1 Kgdms 2:10.

(Generally speaking, 1 Kingdoms is the Greek version of 1 Samuel. But the language Paul quotes to the Corinthians occurs only in the Greek text, not in the Hebrew.)

Among “rewritten Bible” texts, Pseudo-Philo transforms 1 Kgdms 2:10 (LAB 50:2). The Targum of the Prophets reworks Jer 9:23 (MT, OG; ET: v. 24; Tg. Neb. Jer 9:22–23).

Comparing how these works interpret their biblical base texts helpfully illuminates how Paul interprets one or both of these same base texts. In particular, it highlights the Corinthian letters’ world-restructuring narrative of divine action in Messiah Jesus.

If you want to read further, drop your name and email in the form below, and I’ll send you a copy of the full article.

  1. Translations here are mine. 
  2. On direct and indirect quotations, see J. David Stark, Sacred Texts and Paradigmatic Revolutions: The Hermeneutical Worlds of the Qumran Sectarian Manuscripts and the Letter to the Romans, Jewish and Christian Texts in Contexts and Related Studies 16 (New York: Bloomsbury T&T Clark, 2013), 48. 

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Confused or Intrigued with Second Temple Hermeneutics?

Second Temple interpretations of Scripture often look very odd to modern readers. That’s because modern readers are missing these interpreters’ worldview context.

Sacred Texts and Paradigmatic Revolutions illustrates how modern readers can work to recover this context.

The volume works with the case studies of the Qumran community and the apostle Paul to illustrate how to recover this context in a way that can be applied in other texts as well.

How to Budget Your Time If It’s Regular and Irregular

If your schedule is regular, budgeting that time is pretty straightforward. You spend the time you know you’ll have on the commitments you think are most important to fit into it.

If your schedule is irregular, you’ll instead work whatever time you have against a fixed and prioritized list of commitments.

But how do you budget your time if your schedule isn’t completely regular and predictable?

Some of it might be. But some of it might also be irregular and unpredictable.

Budgeting Regular and Irregular Time Together

In this case, you can combine the two approaches for regular and irregular time.1

For the portion of your schedule that’s regular, you can plan in advance how you want to spend your time. For the portion that’s irregular, you can work on your commitments in priority order.

When you’re thinking about this combination, though, be careful not to overestimate how much of your schedule is regular. If you do, you’ll be at greater risk of running out of that regular time and still having unmet commitments.

Minimal Regularity amid Irregularity

Instead, think about how your more irregular days and weeks tend to go. If you keep a pretty detailed calendar, it might help to look back over the past few months.

As you do, what you’re looking for is the minimum amount of regularity you tend to have in your schedule, even in more irregular times.

In a good week, maybe you can keep Thursday pretty well free to tackle whatever you need to. But when things go haywire, maybe you only get until 10 am.

If you base your plan on your best case scenario, you’ll be more likely to have that plan get more disrupted more often.

Instead, you can run your regular time budget on a minimum amount of more regular time that you have. That way, your time budget will be less likely to break in more hectic seasons.2

Once you’ve done that, you can then budget your irregular time by a prioritized list of commitments.

Using the two approaches together, you can then have a proactive plan for your time, even if some of it’s regular and some of it’s irregular.


Whether your schedule is pretty fully regular, pretty fully irregular, or some of both, there’s a corresponding strategy to plan for your time.

Whatever shape that plan takes, having that time budget will help ensure you’re giving priority to your most important commitments.

Prioritizing these commitments in your time budget will simultaneously give you a powerful tool to help you avoid “spending” your time at the scheduling equivalent of the impulse buy rack.

  1. As a basis for these categories, I’m drawing on thinking like that described in “How to Make a Zero-Based Budget,” Dave Ramsey, n.d. 
  2. On this principle, see also Greg McKeown, Essentialism: The Disciplined Pursuit of Less (New York: Crown Business, 2014), 175–84. 

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